02poczta。 Poczta o2 for Android

Poczta Polska

02poczta

They will send you a letter in which they will mention three things: Open Pension Funds, property relationships with your spouse and your pension sub-account. Out of sight, out of mind — how much does your work cost? Most of my readers are employed under an employment contract. You already know the differences between your net and gross salary. Take a look at your gross salary and please check what percentage of it goes to public institutions. Employee Employer old-age pension insurance 9. Old-age pensions cost the most Excluding personal income tax, the biggest part of your income goes to old-age pension insurance contributions. This is one of the biggest public institutions in Poland, established in 1934. It plays a major role in the entire Polish social security system since the reform of 1999. Anna Pątek, did an amazing job. The brochure is very informative, clear and translated to perfect English by Mr. I definitely suggest that you read it, as it describes the entire Polish social security system, including all forms of financial support that you can expect from the government. Wezwanie do złożenia oświadczenia o stosunkach majątkowych istniejących między ubezpieczonym a jego współmałżonkiem — Request for completion of declaration on property relationships between the insured person and their spouse. Dear Sir or Madam After the recent changes in the law on the affiliation of the second old-age pension pillar you can decide if part of your social pension contribution in the amount of 2. Umożliwi to odziedziczenie środków zgromadzonych na subkoncie przez wskazane osoby. This will enable the indicated persons to inherit the funds recorded on the sub-account. How does the Polish pension system work? There are many pension schemes for people of different ages, but we will focus only on the current system — for people born after 1968 — after its modification in 2014. In a nutshell Monthly old-age pension insurance contribution equals 19. You can either send the full amount of 7. I will explain why it works like this later on. The system is already inefficient. There are too few working people to pay current pensions and there are going to be fewer. The prospects are that from this year to 2021 the system will have a 50 billion deficit annually. Young Poles are said to not rely on their future pensions. However, participation in the system is obligatory. According to this idea people were meant to get their pensions from two obligatory systems: a public one and a private one. In the public one their future pensions would be paid by the next generations, so the risk was that the system would eventually collapse because of demography. In the private one pensions were meant to come from the collected capital and investment profits, but the risk was that the company would take losses in investment. It was a huge public debate and a very controversial political action processed in a terrible manner. You can also participate in the third pillar on a voluntary basis. In fact the more and longer you pay, the higher your pension should be. Right now there are 12 such companies that you will find later in this article. Their decision can be changed within the next transfer window that will be open in 2020, from April to June, and then again and again every four years — except for the fact that the current government wants to finally close the second pillar in 2018 you will find more information on it later in this article. Third pillar The third pillar is voluntary and administered by private institutions. Ok, so what do they want from you in the letter? Most likely your retirement conditions will be much worse in these 20-40 years. Still, Polish demographic situation makes people skeptical about their guarantees. Which option will secure you a bigger pension? Politicians did their best to make sure that in both cases your pension based on two obligatory pillars would be comparable. Unfortunately in both cases it will be very low. The operation is scheduled to start on Monday, the 22nd of January, but the magazine admits that it may be rescheduled. What will happen to 75% of it? According to Gazeta Prawna, this money will be taken care of in February. The project is still being determined. Conclusion The final answer depends on your individual situation. Thank you for still being here. Both forms are used for the proper division of your money. The second form, and old-age pension savings inheritance and distribution rules deserve their own article. Imię pierwsze — first name 03. Kod pocztowy — Postal code 02. Numer lokalu — Flat number 08. Numer telefonu 2 — Phone number 09. Symbol państwa 3 — Country abbreviation code 10. Zagraniczny kod pocztowy 3 — Foreign post code 1 1. Nazwa państwa 3 — Name of the country 12. Adres poczty elektronicznej 2 — E-mail address 1 Jeżeli adres zamieszkania jest inny niż adres zameldowania — należy wpisać adres zamieszkania, natomiast jeżeli adres do korespondencji jest inny niż adres zameldowania i zamieszkania — należy wpisać adres do korespondencji. Informacja o sposobie uregulowania małżeńskich stosunków majątkowych. Ubezpieczony, wypełniając niniejsze oświadczenie potwierdza prawdziwość i kompletność danych podanych w oświadczeniu i ponosi odpowiedzialność za skutki wynikające z podania nieprawdziwych lub niekompletnych danych. Go straight to sections: Sources: Thank you very much for this article. This gives great clarity on the Polish system. Perhaps you could elaborate further on the possibility of transfering this pension contribution to another country. As many expats might not stay in Poland until retirement. What options do they have to transfer this money to another pension fund? Hello Marelke, thank you for your comment and for suggesting me an important topic. I will do my best to publish an article about this in September at the latest. Hi Maciek Thanks a lot you post this useful article! Do you know anything about this? Hi Maciek, once again thank you for the article, very well written! I would like to ask you if you plan in the future to write about taxes for self-employed people. I imagine that within your followers, this might be a very small percentage though. However, I also offer paid research reports for my concierge clients tailored to their needs and specific situation. Please send me a message to if that interests you. Hi Maciek, This is a wonderfully written article. Very useful for the expats the way you have detailed. I had this letter for a long time with me and not knowing what to do with it. Would you be okay if I write to you for some clarifications?

次の

Poczta Polska

02poczta

Initially founded in 1558, it provides letters and parcels , banking and insurance services as well as logistics services. The company also provides digital services such as neo-stamp, neo-letter, neo-postcard, made available through the Internet platform Envelo. Formally known as Poczta Polska Spółka Akcyjna Polish Postal Service Joint Stock Company , it has two large subsidiary companies: Capital Group Poczta Polska Post Bank and Pocztowe Towarzystwo Ubezpieczeń Wzajemnych Postal Mutual Insurance Association. The is the founder and sole shareholder of Polish Post, which is the responsibility of the. King established the post in 1558 The basis for the postal organization was the trading postal service, which derived from the merchants' need to communicate on commercial matters. These merchants were from Germany, and later on also from Italy, therefore most active relationships were maintained with them. In the 14th and 15th centuries was communicating with German towns through messengers, who were remunerated by commercial confraternities. The best designed trading post of this type was owned by the family who at the end of the 15th century established their factories in. Initially they were used for the trade of copper. With time, though, they started to also deal with financing operations. The Fugger Post was primary used only for the maintenance of communications between these factories and the central office in. In later years, its services were used by the king , the queen and the vice-chancellor. A postage seal of the under king The second serious trading postal service was the Seweryn Boner's post. Boner's banking house kept permanent agents who facilitated the forwarding of the correspondence of private persons. Seweryn Boner, in agreements with the family post, tried to establish a regular postal service in , which was enabled on a small scale, however the enterprise was closed down after his death. The death of the Polish queen in 1557 was the factor that influenced the emergence of the Polish Post, because King had to maintain permanent and regular correspondence with Italy in order to collect his inheritance. On the 18 October 1558 the monarch granted the right for the establishment and management of the post to the Italian Prospero Provana. The services of this post, which ran from Cracow to , could also be used by private persons, despite the fact that the costs of its maintenance were borne by the crown. Provana, however, started a conflict with the Thurn und Taxis family, who controlled postal communications in Austria, Hungary and Italy. This resulted after four years in the withdrawal of the benefit granted to Provan. On 11 July 1562 the king concluded a New agreement with Krzysztof Taxis, the executive director of the imperial post in , on the basis of which, he acquired all posts in Poland, establishing the institution under the name of Poczta Polska Polish Post , i. It was composed of the Italian post Cracow-Vienna-Venice and Lithuanian Post Cracow-Warsaw-Vilnius. The postal messenger left Cracow each Sunday morning, arrived in Vienna on Wednesday and then left for Venice, where he arrived after seven days journey. The courier set off to Lithuania each week on Wednesday, in order to arrive in Vilnius after a week's journey. Therefore, the letter from Cracow to Venice took 10 days and from Cracow to Vilnius 7 days. The postal charge amounted to 3 from 1 lot of weight of private parcel. The king's and court's parcels were free of charge, but the monarch paid yearly subsidy for the benefit of the post in the amount of 1500 1200 for the Italian post, 300 for the Lithuanian post. This amount was collected in instalments from the Cracow duty. The director, who received the total income from the post, in return had to take care of the maintenance and its supplies. Although the Polish post under the management of a new director created new extensive and proper international connection, the contract with Taxis was terminated after two years due to various intrigues. A Polish courier on motorcycle, before 1939 Italian Piotr Maffon, a Cracow , became a new , who on 9 January 1564 was granted a special right to run the postal service within a period of five years. Within this period a significant regress of this institution was indicated, among all, there was lack of permanent connection with Venice. Due to this fact, the contract with Maffon was terminated before the deadline and Sebastian Montelupi, who was one of the richest Cracow bourgeois, applied for the position of the postmaster. He was granted a relevant privilege on 18 November 1568, however, he took up a position of the postmaster only under the extended privilege of 22 June 1569. Montelupi's Royal Post was responsible for delivering the parcels to the king once a week, when the ruler was residing in any location within the Crown of the Kingdom of Poland, or once every three weeks when he was residing in Lithuania. The route to Venice was operated every 15 days and to every 17 days. Furthermore, the royal carriages were also at his disposal. The Montelupi Kamienica located in Cracow at Rynek Główny no. The 18 October is an official Polish Post holiday. They allow keeping transactions settlement of companies or households accounts in one place on the net. This was achieved despite lower revenue than in 2010. Gross turnover profitability of the Polish Post in 2011 amounted to 2. This reflects the increase of 1. In 2009 this indicator was negative and amounted to - 2. The Supreme Chamber of Control emphasized, however, that since 2010 the Company undertook restructuring measures, which allowed creating the profit for 2011 in the amount of 105. In July 2011 a new Board was appointed; its main task is the development of the company and the implementation of key restructuring initiatives. The Polish Post plans to carry out the change of the image and organization of work of its facilities, in order to change them into places friendly for customers, offering the unproblematic sale of postal and financial services. New Management Board of the Company puts the emphasis on the development of parcel and courier services as well as offers of the so-called e-services, combining traditional forms of communication with the use of modern technologies. Net indicator for the Group reached 8. Further details are given in the annual report of the Company for 2012. The Polish Post wants to allocated more than 1. Up to 85% of capital expenditures will be financed from the company's own resources. The company opts for the development of the parcel market, modern banking and insurance services, logistics, and digital communication. After 9 months in 2013 the volume of services provided by the Polish Post are 12% higher in comparison with the corresponding period in 2012; the volume of domestic courier services was higher with almost 60 proc. In October 2013 the Polish Post launched a new tool, thanks to which the clients can buy and print from the Internet the postal stamps or send letters and postcards, which will be delivered in the paper form by the postman. This is possible thanks to the Internet platform operating under the brand name. It is a solution that enables the use of postal services at any place and time. It is an element of building of the post office 3. The Polish Post Digital Services pol. Poczta Polska Usługi Cyfrowe company is responsible for the implementation. In 2013, the Polish Post Group managed to improved its financial results compared to previous year, with the exclusion of human capital development investments despite lower by 3. Lower revenue was compensated by cost reductions, which in 2013 fell by 4% to 6. In accounting terms the costs were lower by 2. In subsequent years, Polish Post plans further increase in investment spending. Year 2013 was, despite adverse market trends, the fourth consecutive year in which Polish Post reported positive financial result. Until the end of 2012 it availed from the of having the reserved area, which gave it the exclusive rights to provide services, receive and deliver parcels weighing up to 50 g. At the same time, until the 24 September 2008 the owners and administrators of buildings had the responsibility to replace letter boxes, which are owned by the Polish Post, with European letter boxes available for all postal operators. In 2012 the works concerning the amendment of the Postal Law Act were completed and after the liquidation of the formal monopoly the actual monopoly, e.

次の

Poczta o2 for Android

02poczta

They will send you a letter in which they will mention three things: Open Pension Funds, property relationships with your spouse and your pension sub-account. Out of sight, out of mind — how much does your work cost? Most of my readers are employed under an employment contract. You already know the differences between your net and gross salary. Take a look at your gross salary and please check what percentage of it goes to public institutions. Employee Employer old-age pension insurance 9. Old-age pensions cost the most Excluding personal income tax, the biggest part of your income goes to old-age pension insurance contributions. This is one of the biggest public institutions in Poland, established in 1934. It plays a major role in the entire Polish social security system since the reform of 1999. Anna Pątek, did an amazing job. The brochure is very informative, clear and translated to perfect English by Mr. I definitely suggest that you read it, as it describes the entire Polish social security system, including all forms of financial support that you can expect from the government. Wezwanie do złożenia oświadczenia o stosunkach majątkowych istniejących między ubezpieczonym a jego współmałżonkiem — Request for completion of declaration on property relationships between the insured person and their spouse. Dear Sir or Madam After the recent changes in the law on the affiliation of the second old-age pension pillar you can decide if part of your social pension contribution in the amount of 2. Umożliwi to odziedziczenie środków zgromadzonych na subkoncie przez wskazane osoby. This will enable the indicated persons to inherit the funds recorded on the sub-account. How does the Polish pension system work? There are many pension schemes for people of different ages, but we will focus only on the current system — for people born after 1968 — after its modification in 2014. In a nutshell Monthly old-age pension insurance contribution equals 19. You can either send the full amount of 7. I will explain why it works like this later on. The system is already inefficient. There are too few working people to pay current pensions and there are going to be fewer. The prospects are that from this year to 2021 the system will have a 50 billion deficit annually. Young Poles are said to not rely on their future pensions. However, participation in the system is obligatory. According to this idea people were meant to get their pensions from two obligatory systems: a public one and a private one. In the public one their future pensions would be paid by the next generations, so the risk was that the system would eventually collapse because of demography. In the private one pensions were meant to come from the collected capital and investment profits, but the risk was that the company would take losses in investment. It was a huge public debate and a very controversial political action processed in a terrible manner. You can also participate in the third pillar on a voluntary basis. In fact the more and longer you pay, the higher your pension should be. Right now there are 12 such companies that you will find later in this article. Their decision can be changed within the next transfer window that will be open in 2020, from April to June, and then again and again every four years — except for the fact that the current government wants to finally close the second pillar in 2018 you will find more information on it later in this article. Third pillar The third pillar is voluntary and administered by private institutions. Ok, so what do they want from you in the letter? Most likely your retirement conditions will be much worse in these 20-40 years. Still, Polish demographic situation makes people skeptical about their guarantees. Which option will secure you a bigger pension? Politicians did their best to make sure that in both cases your pension based on two obligatory pillars would be comparable. Unfortunately in both cases it will be very low. The operation is scheduled to start on Monday, the 22nd of January, but the magazine admits that it may be rescheduled. What will happen to 75% of it? According to Gazeta Prawna, this money will be taken care of in February. The project is still being determined. Conclusion The final answer depends on your individual situation. Thank you for still being here. Both forms are used for the proper division of your money. The second form, and old-age pension savings inheritance and distribution rules deserve their own article. Imię pierwsze — first name 03. Kod pocztowy — Postal code 02. Numer lokalu — Flat number 08. Numer telefonu 2 — Phone number 09. Symbol państwa 3 — Country abbreviation code 10. Zagraniczny kod pocztowy 3 — Foreign post code 1 1. Nazwa państwa 3 — Name of the country 12. Adres poczty elektronicznej 2 — E-mail address 1 Jeżeli adres zamieszkania jest inny niż adres zameldowania — należy wpisać adres zamieszkania, natomiast jeżeli adres do korespondencji jest inny niż adres zameldowania i zamieszkania — należy wpisać adres do korespondencji. Informacja o sposobie uregulowania małżeńskich stosunków majątkowych. Ubezpieczony, wypełniając niniejsze oświadczenie potwierdza prawdziwość i kompletność danych podanych w oświadczeniu i ponosi odpowiedzialność za skutki wynikające z podania nieprawdziwych lub niekompletnych danych. Go straight to sections: Sources: Thank you very much for this article. This gives great clarity on the Polish system. Perhaps you could elaborate further on the possibility of transfering this pension contribution to another country. As many expats might not stay in Poland until retirement. What options do they have to transfer this money to another pension fund? Hello Marelke, thank you for your comment and for suggesting me an important topic. I will do my best to publish an article about this in September at the latest. Hi Maciek Thanks a lot you post this useful article! Do you know anything about this? Hi Maciek, once again thank you for the article, very well written! I would like to ask you if you plan in the future to write about taxes for self-employed people. I imagine that within your followers, this might be a very small percentage though. However, I also offer paid research reports for my concierge clients tailored to their needs and specific situation. Please send me a message to if that interests you. Hi Maciek, This is a wonderfully written article. Very useful for the expats the way you have detailed. I had this letter for a long time with me and not knowing what to do with it. Would you be okay if I write to you for some clarifications?

次の